[FOR PUBLICATION]





UNITED STATES BANKRUPTCY APPELLATE PANEL

OF THE FIRST CIRCUIT



BAP NO. MW 97-021



_______________________________



In re: MARTIN LAUGHLIN

and SHARON LAUGHLIN

_______________________________

UNITED STATES OF AMERICA

Appellant

v.



MARTIN LAUGHLIN and SHARON LAUGHLIN

Appellees



_______________________________



Appeal from the United States Bankruptcy Court

for the District of Massachusetts

[Hon. James F. Queenan, Jr., Bankruptcy Judge]



_______________________________



Before



VOTOLATO, Chief Judge and HAINES and VAUGHN, Bankruptcy Judges.



_______________________________



ERRATA SHEET



Please make the following change to the opinion issued on August 5, 1997:



On the caption page, line 32 - "Marvin" should be "Marvis"